ACCEPTABLE USE POLICY Last updated: February 17, 2024
1. One World eCom Services Usage Restrictions One World eCom services may not be utilized, nor permitted to be utilized, in connection with any product, service, transaction, or activity that involves:
Age-restricted products or services
Aggregation or factoring, whether licensed or unlicensed
Airlines
Bail bonds
Bankruptcy lawyers
Bidding fee auctions
Business or investment opportunity sales
Chain letters
Check cashing, wire transfers, or money orders
Collection agencies
Counterfeit goods or any product or service that infringes upon the copyright, trademark, or trade secrets of any third party
Credit card and identity theft protection
Credit counseling, repair, or protection services, or mortgage consulting or reduction services
Cruise lines
Currency exchanges or dealers
Decryption and descrambler products designed to circumvent intellectual property rights or protections, including mod chips
Door-to-door sales
Drug paraphernalia
Embassies, foreign consulates, or other foreign governments
Essay mills
Evading card association chargeback monitoring programs
Extended warranties
Real estate purchases with no money down
Flea markets
Fortune tellers
Gambling (including but not limited to lotteries, internet gaming, contests, sweepstakes, or offering of prizes as an inducement to purchase goods or services)
"Get rich quick" schemes
Human hair, fake hair, or hair extensions
Loan modifiers
Mail-order brides
Marijuana dispensaries and related businesses
Membership subscriptions exceeding 1 year
Money transmitters or money service businesses
Multi-level marketing or pyramid schemes
Negative response marketing
Offering substantial rebates or special incentives to the cardholder subsequent to the original purchase
Online or other non-face-to-face pharmacies or pharmacy referral services
Online or other non-face-to-face tobacco or e-cigarette sales
Personal computer technical support
Prepaid phone cards, phone services, or cell phones
Pseudo pharmaceuticals
Products/services that promote hate, violence, harassment, or abuse, if illegal
Quasi-cash or stored value
Securities brokers
Sexually-oriented or pornographic products or services
Sharing cardholder’s data with another merchant for payment of up-sell or cross-sell products or services
Shipping or forwarding brokers
Social media activity sales (such as sales of Twitter followers, Facebook likes, or YouTube views)
Sports forecasting or odds making
Prescription drugs, illegal drugs, or substances designed to mimic illegal drugs
Telecommunications equipment and telephone sales
Telemarketing
Timeshares
Tour operators
Travel agencies or travel clubs
Virtual currency or credits that can be monetized, resold, or converted to physical or digital goods or services or otherwise exit the virtual world
Weapons and munitions
Entertainment venues including but not limited to nightclubs, bars
Credit card and identity theft protection: Transactions involving the sale of services that offer protection against credit card and identity theft are prohibited.
Online or other non-face-to-face pharmacies or pharmacy referral services: Transactions related to online pharmacies or pharmacy referral services that do not occur face-to-face are prohibited.
Extended warranties: The sale of extended warranties is prohibited. Prepaid phone cards, phone services, or cell phones: Transactions involving prepaid phone cards, phone services, or cell phones are prohibited.
Pre-payment services
2. Enforcement If, at the sole discretion of One World eCom, it is believed that the services have engaged in any violation of this Acceptable Use Policy, One World eCom may take such actions as deemed appropriate to mitigate risk to One World eCom and any impacted third parties and to ensure compliance with this Acceptable Use Policy. Such actions may include, without limitation:
a. Blocking the settlement or completion of one or more payments; b. Suspending, restricting, or terminating access to and use of Services; c. Terminating our business relationship, including termination without liability to One World eCom of any payment service agreement with One World eCom; d. Taking legal action; e. Contacting and disclosing information related to such violations to (i) persons who have purchased goods or services listed herein, (ii) any banks or Card Networks involved with your business or transactions, (iii) law enforcement or regulatory agencies, and (iv) other third parties that may have been impacted by such violations; or f. Assessing any fees, penalties, assessments, or expenses (including reasonable attorneys’ fees) that we may incur as a result of such violations, which you agree to pay promptly upon notice.
3. Amendments This Acceptable Use Policy may be amended from time to time by One World eCom. Please make sure to visit this page occasionally to review the updates. By accessing or using the Services after a new version is posted, you agree to all such amendments.